Disclosures

Accordingly, the “Summary”, which has been approved by the Capital Markets Board, regarding the issuance of “Garanti Bank Intermediary Institution Warrants” is enclosed herewith.

Brokerage Houses Warrants Redemption Prices

With the related public disclosure, It was announced with our Bank's public disclosures stated in the reference that, on its meeting held on June 6, 2024, the Board of Directors has resolved to issue subject to market conditions, for the green and/or sustainable bond, subordinated debts and/or other form of debts, that can be included in the equity

Brokerage House warrants to be issued by Türkiye Garanti Bankası A.Ş and whose market making process will be held by Garanti Yatırım Menkul Kıymetler A.Ş, in total number of 1.060.000.000* ,

With reference to our Material Event Disclosure dated 17.12.2024, the share transfer transactions related to Galataport İstanbul Liman İşletmeciliği ve Yatırımları A.Ş. ("Galataport") has been completed. In this context, our Bank has acquired shares corresponding to 12.28% of Galataport’s share capital.

Reference: Public disclosures of T. Garanti Bankası A.Ş. dated April 19, 2013

Our Bank has sold its non-performing loan portfolio receivables arising from credit cards, general purpose loans, cheque accounts, commercial loans, overdraft loans and all other related receivables and expenses together with the interest amount;

- in the total principal and contractual interest amount of TL 1.301.868.490,80 as of October -22-23-24-27, 2024, to

Accordingly, the “Capital Markets Instrument Note”, which has been approved by the Capital Markets Board, regarding the issuance of “Garanti Bank Intermediary Institution Warrants” is enclosed herewith.

It was announced on April 19, 2013 that GMTN (Global Medium Term Notes) program has been established by our Bank in order to arrange borrowing instruments issuance transactions in any currency with different series and maturities.

An agreement has been reached by all lenders, including our Bank, for the restructuring of the debts provided to Galataport İstanbul Liman İşletmeciliği ve Yatırımları A.Ş. ("Galataport") and Doğuş Galataport Gayrimenkul Yatırımları ve Ticaret A.Ş.

Our Bank’s Board of Directors has resolved the early redemption of the subordinated Debt Securities that meet the criteria for the inclusion in Tier 2 Capital in the nominal value of TRY 750,000,000 with a maturity of 3653 days with 3 months coupon payments indexed to BIST TLREF index..

Our Bank has signed an agreement with JCR Eurasia Rating, which is an authorized rating agency operating under the license of the Capital Markets Board of Turkey (“CMB”) in accordance with the Corporate Governance Principles issued by the CMB, on 12.07.2024 for a period of one year

Changes in Top Management

On 02.12.2024 our Bank has signed a syndicated loan agreement with 367 days maturity in the amount of US $ 244,000,000 and € 162,400,000 comprising of two separate tranches.

Completing the sale of issuance of subordinated notes issued at abroad by our Bank

Brokerage Houses Warrants Redemption Prices

Annoucement about Tender Offer

Announcement regarding issuance of subordinated notes

Annoucement about the issuance of subordinated eurobond abroad and Tender

Coupon Payment of Subordinated Debt Securities to Qualified Investors