Based on BRSA Consolidated Financials

CHEAT SHEET / FINANCIAL SUMMARY (Per BRSA Consolidated Financials)
Based on BRSA Consolidated Financials (TL mn, %) 2021 2022 2023 2024 2025
Net Income 13.588 58.510 86.907 92.179 111.262
Pre-provision Income 30.336 89.171 113.156 136.094 189.744
Total Revenue* 45.576 116.738 169.209 242.745 368.298
Net Interest Income (incl. Swap cost) 24.297 78.017 81.902 94.117 179.160
           
Total Assets 850.476 1.303.578 2.201.713 3.002.579 4.547.774
Performing Loans 475.285 742.080 1.193.843 1.738.553 2.631.872
Deposits 582.833 908.739 1.604.931 2.154.348 3.150.034
Shareholders' Equity 80.301 153.124 245.622 331.409 446.636
           
NPL Ratio (incl. Leasing & factoring receivables) 3,6% 2,6% 2,1% 2,1% 3,1%
Capital Adequacy Ratio (excl. Forbearance) 14,1% 16,8% 16,5% 18,2% 17,5%
ROAE 18,9% 51,0% 46,0% 33,0% 29,1%
ROAA 2,1% 5,4% 4,9% 3,5% 2,9%
Dividend Payout Ratio 10% 10% 15% 15% 20%
Earnings per share 3,24 13,93 20,69 21,95 26,49
*Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans + Income from subsidiaries + Dividend Income