Based on BRSA Consolidated Financials

CHEAT SHEET / FINANCIAL SUMMARY (Per BRSA Consolidated Financials)
Based on BRSA Consolidated Financials (TL mn, %) 2018 2019 2020 2021 2022
Net Income 6.707 6.241 6.385 13.588 58.510
Pre-provision Income 15.894 15.868 20.652 30.336 89.171
Total Revenue* 24.663 26.177 32.539 45.576 116.738
NII incl. Swap 17.934 17.643 21.671 24.171 77.615
Net F&C 5.103 6.274 6.588 9.195 18.146
Net Trading (excl. Swap&Currency hedge) 328 590 2.092 8.489 13.542
Other Income excl. Provision reversal 1.290 1.659 2.166 3.142 6.356
Subsidiary Income - - - 552 984
Dividend Income 8 11 22 28 95
Net Interest Income (incl. Swap cost) 17.934 17.643 21.671 24.171 77.615
           
Total Assets 399.154 428.554 540.913 850.476 1.303.578
Performing Loans 243.461 259.207 335.004 475.285 742.080
Deposits 244.238 277.277 358.100 582.833 908.739
Shareholders' Equity 46.887 54.051 62.409 80.301 153.124
           
NPL Ratio (incl. Leasing&factoring receivables) 5,2% 6,8% 4,5% 3,6% 2,6%
Capital Adequacy Ratio (excl. Forbearance) 16,5% 17,8% 16,9% 14,1% 16,8%
ROAE 15,0% 12,4% 11,0% 19,7% 51,0%
ROAA 1,7% 1,5% 1,3% 2,1% 5,4%
Dividend Payout Ratio - - 10% 10% n.a.
Earnings per share 1,60 1,49 1,52 3,24 13,93
*Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income