| Based on BRSA Unconsolidated Financials (TL mn, %) |
2018 |
2019 |
2020 |
2021 |
| Net Income |
6.638 |
6.159 |
6.238 |
13.073 |
| Pre-provision Income |
15.460 |
15.191 |
19.650 |
28.689 |
| Total Revenue* |
22.935 |
23.897 |
29.688 |
41.362 |
| |
|
|
|
|
| Total Assets |
359.477 |
391.152 |
492.798 |
758.880 |
| Performing Loans |
219.204 |
233.866 |
300.701 |
408.783 |
| Non-Performing Loan Ratio |
4,9% |
6,9% |
4,6% |
3,8% |
| Deposits |
217.279 |
248.751 |
321.512 |
513.240 |
| Shareholders' Equity |
46.688 |
53.766 |
62.082 |
79.981 |
| |
|
|
|
|
| Net Interest Margin (adjusted with swap costs) |
5,4% |
5,3% |
5,7% |
4,7% |
| NPL Ratio |
4,9% |
6,9% |
4,6% |
3,8% |
| Capital Adequacy Ratio |
18,3% |
19,6% |
18,5% |
15,7% |
| ROAE |
15,0% |
12,3% |
10,8% |
19,0% |
| ROAA |
1,9% |
1,6% |
1,4% |
2,3% |
| Dividend Payout Ratio |
- |
- |
10% |
10% |
| Earnings per Share |
1,58 |
1,47 |
1,49 |
3,11 |
| *Defined as; Net Interest Income + Net Fees & Commissions + Net Trading Gains/Losses (excluding currency hedge gains for 2017, 2018 & 2019) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income |