Based on BRSA Unconsolidated Financials

CHEAT SHEET / FINANCIAL SUMMARY (Per BRSA Unconsolidated Financials)
Based on BRSA Unconsolidated Financials (TL mn, %) 2018 2019 2020 2021
Net Income 6.638 6.159 6.238 13.073
Pre-provision Income 15.460 15.191 19.650 28.689
Total Revenue* 22.935 23.897 29.688 41.362
         
Total Assets 359.477 391.152 492.798 758.880
Performing Loans 219.204 233.866 300.701 408.783
Non-Performing Loan Ratio 4,9% 6,9% 4,6% 3,8%
Deposits 217.279 248.751 321.512 513.240
Shareholders' Equity 46.688 53.766 62.082 79.981
         
Net Interest Margin (adjusted with swap costs) 5,4% 5,3% 5,7% 4,7%
NPL Ratio 4,9% 6,9% 4,6% 3,8%
Capital Adequacy Ratio 18,3% 19,6% 18,5% 15,7%
ROAE 15,0% 12,3% 10,8% 19,0%
ROAA 1,9% 1,6% 1,4% 2,3%
Dividend Payout Ratio - - 10% 10%
Earnings per Share 1,58 1,47 1,49 3,11
*Defined as; Net Interest Income + Net Fees & Commissions + Net Trading Gains/Losses (excluding currency hedge gains for 2017, 2018 & 2019) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income