| Based on BRSA Unconsolidated Financials (TL mn, %) |
2015 |
2016 |
2017 |
2018 |
2019 |
| Net Income |
3.407 |
5.071 |
6.344 |
6.638 |
6.159 |
| Pre-provision Income |
5.986 |
8.452 |
10.631 |
15.460 |
15.191 |
| Total Revenue* |
11.875 |
14.571 |
17.148 |
22.935 |
23.897 |
| |
|
|
|
|
|
| Total Assets |
254.343 |
284.155 |
325.232 |
359.477 |
391.152 |
| Performing Loans |
158.304 |
185.043 |
208.631 |
219.204 |
233.866 |
| Non-Performing Loans |
4.404 |
5.273 |
5.408 |
11.407 |
17.299 |
| Deposits |
140.899 |
161.232 |
181.116 |
218.058 |
248.751 |
| Shareholders' Equity |
30.981 |
35.539 |
41.331 |
46.688 |
53.766 |
| |
|
|
|
|
|
| Net Interest Margin (adjusted with swap costs) |
4,2% |
4,5% |
4,8% |
5,4% |
5,3% |
| NPL Ratio |
2,7% |
2,8% |
2,5% |
4,9% |
6,9% |
| Capital Adequacy Ratio |
15,0% |
16,2% |
18,7% |
18,3% |
19,6% |
| ROAE |
12,1% |
15,3% |
16,6% |
15,0% |
12,3% |
| ROAA |
1,4% |
1,9% |
2,1% |
1,9% |
1,6% |
| Dividend Payout Ratio |
16,64% |
24,65% |
27,59% |
- |
- |
| Earnings per Share |
0,81 |
1,21 |
1,51 |
1,58 |
1,47 |
| *Defined as; Net Interest Income + Net Fees & Commissions + Net Trading Gains/Losses (excluding currency hedge gains for 2017, 2018 & 2019) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income |