Credit Committee

Committee Officer: Ekrem Özay, Şirin Kol

Type of Committee: Main committee

Subcommittee Type: Legal / Approved by Board Members

Committee's Aim / Responsibilities: In accordance with the Banking Law, the Board of Directors of Garanti BBVA has delegated a certain amount of its loan allocation authority to the Credit Committee. The Credit Committee holds weekly meetings to review appropriate loan proposals from among those sent by the branches to the Head Office but exceed the loan authorization limit of the latter.

The Credit Committee reviews these loan proposals and decides on those that are within its authorization limits. The Committee then submits the remaining proposals that are outside of its authorized limits, but it deems appropriate, to the Board of Directors for finalization.

Meeting Frequency: The Committee meets regularly every week

Number of Meetings (2023): 39 meetings were held.

Number of Meetings (2024):It will be specified according to the year’s week number and also according to official holiday dates.

Committee Members

Committee Members Committee Members' Titles Responsibilities
Recep Baştuğ CEO / Board Member Member
Jaime Saenz de Tejada Pulido Board Member Member
Pablo Alfonso Pastor Munoz Board Member Member
Rafael Salinas Martinez De Lecea Board Member Substitute Member
Jorge Saenz Azcunaga Carranza Vice Chairman of the Board / Board Independent Member Substitute Member