| Based on BRSA Consolidated Financials (TL mn, %) |
2015 |
2016 |
2017 |
2018 |
2019 |
| Net Income |
3.615 |
5.148 |
6.388 |
6.707 |
6.241 |
| Pre-provision Income |
6.766 |
9.222 |
11.350 |
15.894 |
15.868 |
| Total Revenue* |
13.406 |
16.254 |
18.114 |
24.663 |
26.177 |
| |
|
|
|
|
|
| Total Assets |
279.647 |
312.122 |
356.332 |
399.154 |
428.554 |
| Performing Loans |
170.408 |
200.076 |
227.993 |
243.461 |
259.207 |
| Non-Performing Loans (incl. leasing & factoring receivables) |
5.646 |
6.124 |
6.177 |
13.753 |
19.510 |
| Deposits |
156.134 |
178.690 |
200.774 |
244.238 |
277.277 |
| Shareholders' Equity |
31.204 |
35.796 |
41.606 |
46.887 |
54.051 |
| |
|
|
|
|
|
| Net Interest Margin (adjusted with swap costs) |
4,1% |
4,4% |
4,7% |
5,3% |
5,2% |
| NPL Ratio |
3,2% |
3,0% |
2,6% |
5,2% |
6,8% |
| Capital Adequacy Ratio |
13,5% |
14,7% |
16,8% |
16,5% |
17,8% |
| ROAE |
12,8% |
15,4% |
16,6% |
15,0% |
12,4% |
| ROAA |
1,4% |
1,8% |
1,9% |
1,7% |
1,5% |
| Dividend Payout Ratio |
16,64% |
24,65% |
- |
- |
- |
| Earnings per Share |
0,86 |
1,23 |
1,52 |
1,60 |
1,49 |
| *Defined as; Net Interest Income + Net Fees & Commissions + Net Trading Gains/Losses (excluding currency hedge gains for 2017, 2018 & 2019) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income |