Based on BRSA Consolidated Financials

CHEAT SHEET / FINANCIAL SUMMARY (Per BRSA Consolidated Financials)
Based on BRSA Consolidated Financials (TL mn, %) 2023 2Q24 2024 1Q25 2Q25
Net Income 86.907 44.590 92.179 25.399 53.613
Pre-provision Income 113.156 62.498 136.094 41.486 85.054
Total Revenue* 169.209 107.689 242.745 77.126 161.419
Net Interest Income (incl. Swap cost) 81.902 37.384 94.117 37.506 76.340
           
Total Assets 2.201.713 2.617.425 3.002.579 3.498.289 3.821.709
Performing Loans 1.193.843 1.459.907 1.738.553 1.937.117 2.193.369
Deposits 1.604.931 1.854.081 2.154.348 2.584.664 2.680.049
Shareholders' Equity 245.622 280.312 331.409 340.667 379.130
           
NPL Ratio (incl. Leasing&factoring receivables) 2,1% 1,9% 2,1% 2,4% 2,6%
Capital Adequacy Ratio (excl. Forbearance) 16,5% 15,2% 18,2% 16,2% 15,6%
ROAE 46,0% 35,0% 33,0% 30,6% 30,7%
ROAA 4,9% 3,7% 3,5% 3,2% 3,1%
Dividend Payout Ratio 10% 10% 15% 15% 20%
Earnings per share 20,69 10,62 21,95 6,05 12,77
*Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income