| Based on BRSA Consolidated Financials (TL mn, %) |
2019 |
2020 |
2021 |
2022 |
2023 |
| Net Income |
6.241 |
6.385 |
13.588 |
58.510 |
15.453 |
| Pre-provision Income |
15.868 |
20.652 |
30.336 |
89.171 |
19.726 |
| Total Revenue* |
26.177 |
32.539 |
45.576 |
116.738 |
31.710 |
| NII incl. Swap |
17.643 |
21.671 |
24.171 |
77.615 |
17.950 |
| Net F&C |
6.274 |
6.588 |
9.195 |
18.146 |
6.608 |
| Net Trading (excl. Swap&Currency hedge) |
590 |
2.092 |
8.489 |
13.542 |
4.280 |
| Other Income excl. Provision reversal |
1.659 |
2.166 |
3.142 |
6.356 |
2.372 |
| Subsidiary Income |
- |
- |
552 |
984 |
487 |
| Dividend Income |
11 |
22 |
28 |
95 |
12 |
| Net Interest Income (incl. Swap cost) |
17.643 |
21.671 |
24.171 |
77.615 |
17.950 |
| |
|
|
|
|
|
| Total Assets |
428.554 |
540.913 |
850.476 |
1.303.578 |
1.471.664 |
| Performing Loans |
259.207 |
335.004 |
475.285 |
742.080 |
807.225 |
| Deposits |
277.277 |
358.100 |
582.833 |
908.739 |
1.039.895 |
| Shareholders' Equity |
54.051 |
62.409 |
80.301 |
153.124 |
174.417 |
| |
|
|
|
|
|
| NPL Ratio (incl. Leasing&factoring receivables) |
6,8% |
4,5% |
3,6% |
2,6% |
2,4% |
| Capital Adequacy Ratio (excl. Forbearance) |
17,8% |
16,9% |
14,1% |
16,8% |
15,9% |
| ROAE |
12,4% |
11,0% |
19,7% |
51,0% |
38,2% |
| ROAA |
1,5% |
1,3% |
2,1% |
5,4% |
4,5% |
| Dividend Payout Ratio |
- |
10% |
10% |
15% |
n.a. |
| Earnings per share |
1,49 |
1,52 |
3,24 |
13,93 |
3,68 |
| *Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income |