Based on BRSA Consolidated Financials

CHEAT SHEET / FINANCIAL SUMMARY (Per BRSA Consolidated Financials)
Based on BRSA Consolidated Financials (TL mn, %) 2022 2023 2024 2025 9M26
Net Income 58.510 86.907 92.179 111.262 98.191
Total Revenue* 116.738 169.209 242.745 368.227 364.788
Net Interest Income (incl. Swap cost) 78.017 81.902 94.117 179.160 188.596
           
Total Assets 1.303.578 2.201.713 3.002.579 4.547.774 5.580.827
Performing Loans 742.080 1.193.843 1.738.553 2.631.873 3.118.644
Deposits 908.739 1.604.931 2.154.348 3.150.034 3.653.714
Shareholders' Equity 153.124 245.622 331.409 446.636 522.661
           
NPL Ratio (incl. Leasing&factoring receivables) 2,6% 2,1% 2,1% 3,1% 3,9%
Capital Adequacy Ratio (excl. Forbearance) 16,8% 16,5% 18,2% 17,5% 16,1%
ROAE 51,0% 46,0% 33,0% 29,1% 27,5%
ROAA 5,4% 4,9% 3,5% 2,9% 2,6%
Cumulative NIM inc. Swap cost (Cumulative) -1745,4% 5,8% 4,2% 5,4% 6,0%
*Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income