| Based on BRSA Consolidated Financials (TL mn, %) |
2022 |
2023 |
1Q24 |
2024 |
1Q25 |
| Net Income |
58.510 |
86.907 |
22.480 |
92.179 |
25.399 |
| Pre-provision Income |
89.171 |
113.564 |
30.450 |
136.545 |
41.645 |
| Total Revenue* |
116.738 |
169.617 |
52.230 |
243.196 |
77.290 |
| Net Interest Income (incl. Swap cost) |
78.017 |
81.902 |
17.434 |
94.117 |
37.506 |
| Total Assets |
1.303.578 |
2.201.713 |
2.462.475 |
3.002.579 |
3.498.289 |
| Performing Loans |
742.080 |
1.193.843 |
1.361.125 |
1.738.553 |
1.937.117 |
| Deposits |
908.739 |
1.604.931 |
1.753.941 |
2.154.348 |
2.584.664 |
| Shareholders' Equity |
153.124 |
245.622 |
256.050 |
331.409 |
340.667 |
| NPL Ratio (incl. Leasing&factoring receivables) |
2,6% |
2,1% |
1,9% |
2,1% |
2,4% |
| Capital Adequacy Ratio (excl. Forbearance) |
16,8% |
16,5% |
15,4% |
18,2% |
16,2% |
| ROAE |
51,0% |
44,5% |
36,0% |
32,5% |
30,5% |
| ROAA |
5,4% |
4,9% |
3,9% |
3,5% |
3,2% |
| Dividend Payout Ratio |
10% |
10% |
15% |
15% |
20% |
| Earnings per share |
13,93 |
20,69 |
5,35 |
21,95 |
6,05 |
| *Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income |