5-YEAR FINANCIAL SUMMARY (Per BRSA Consolidated Financials)
| Based on BRSA Consolidated Financials (TL mn, %) |
2015 | 2016 | 2017 | 2018 | 2019 |
| Net Income |
3.615 |
5.148 |
6.388 |
6.707 |
6.241 |
|---|
| Pre-provision Income |
6.766 |
9.222 |
11.350 |
15.894 |
15.868 |
|---|
| Total Revenue* |
13.406 |
16.254 |
18.114 |
24.663 |
26.177 |
|---|
| Total Assets |
279.647 |
312.122 |
356.332 |
399.154 |
428.554 |
|---|
| Performing Loans |
170.408 |
200.076 |
227.993 |
243.461 |
259.207 |
|---|
| Non-Performing Loans (incl. leasing & factoring receivables) |
5.646 |
6.124 |
6.177 |
13.753 |
19.510 |
|---|
| Deposits |
156.134 |
178.690 |
200.774 |
244.238 |
277.277 |
|---|
| Shareholders' Equity |
31.204 |
35.796 |
41.606 |
46.887 |
54.051 |
|---|
| Net Interest Margin (adjusted with swap costs) |
4,1% |
4,4% |
4,7% |
5,3% |
5,2% |
|---|
| NPL Ratio |
3,2% |
3,0% |
2,6% |
5,2% |
6,8% |
|---|
| Capital Adequacy Ratio |
13,5% |
14,7% |
16,8% |
16,5% |
17,8% |
|---|
| ROAE |
12,8% |
15,4% |
16,6% |
15,0% |
12,4% |
|---|
| ROAA |
1,4% |
1,8% |
1,9% |
1,7% |
1,5% |
|---|
| Dividend Payout Ratio |
16,64% |
24,65% |
- |
- |
- |
|---|
| Earnings per Share |
0,86 |
1,23 |
1,52 |
1,60 |
1,49 |
|---|
*Defined as; Net Interest Income + Net Fees & Commissions + Net Trading Gains/Losses (excluding currency hedge gains for 2017, 2018 & 2019) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income
5-YEAR FINANCIAL SUMMARY (Per BRSA Unconsolidated Financials)
| Based on BRSA Unconsolidated Financials (TL mn, %) |
2015 | 2016 | 2017 | 2018 | 2019 |
| Net Income |
3.407 |
5.071 |
6.344 |
6.638 |
6.159 |
|---|
| Pre-provision Income |
5.986 |
8.452 |
10.631 |
15.460 |
15.191 |
|---|
| Total Revenue* |
11.875 |
14.571 |
17.148 |
22.935 |
23.897 |
|---|
| Total Assets |
254.343 |
284.155 |
325.232 |
359.477 |
391.152 |
|---|
| Performing Loans |
158.304 |
185.043 |
208.631 |
219.204 |
233.866 |
|---|
| Non-Performing Loans |
4.404 |
5.273 |
5.408 |
11.407 |
17.299 |
|---|
| Deposits |
140.899 |
161.232 |
181.116 |
218.058 |
248.751 |
|---|
| Shareholders' Equity |
30.981 |
35.539 |
41.331 |
46.688 |
53.766 |
|---|
| Net Interest Margin (adjusted with swap costs) |
4,2% |
4,5% |
4,8% |
5,4% |
5,3% |
|---|
| NPL Ratio |
2,7% |
2,8% |
2,5% |
4,9% |
6,9% |
|---|
| Capital Adequacy Ratio |
15,0% |
16,2% |
18,7% |
18,3% |
19,6% |
|---|
| ROAE |
12,1% |
15,3% |
16,6% |
15,0% |
12,3% |
|---|
| ROAA |
1,4% |
1,9% |
2,1% |
1,9% |
1,6% |
|---|
| Dividend Payout Ratio |
16,64% |
24,65% |
27,59% |
- |
- |
|---|
| Earnings per Share |
0,81 |
1,21 |
1,51 |
1,58 |
1,47 |
|---|
*Defined as; Net Interest Income + Net Fees & Commissions + Net Trading Gains/Losses (excluding currency hedge gains for 2017, 2018 & 2019) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income