Risk Management Committee

Committee Officer: Gamze Küçük

Type of Committee: Main committee

Subcommittee Type: Orientation / Coordination

Committee's Aim / Responsibilities: The purpose of Risk Management Committee is to develop the strategies, policies, procedures and infrastructures required to identify, assess, measure, plan and manage material risks faced by the Bank in the ordinary course of business, within its delegated authority.

The committee's responsibilities are:

  • Development of the Enterprise Risk Management architecture, which includes the  establishment of a risk appetite framework, a model governing the organization and governance of the function, a risk identification and monitoring model and the infrastructures and processes required to efficiently and transparently manage the risks,
  • Identification, assessment, measurement, planning and management of risks the Bank is exposed to,
  • Assessment of economic capital adequacy of the Bank both under normal course of business and in stress scenarios,
  • Monitoring and analysis of all significant matters related to the Bank’s risk on an ongoing basis,
  • Guidance to the Bank’s management concerning significant risk matters,
  • Oversight of the risk framework and performance of the Bank’s subsidiaries and affiliates,
  • Promote and develop a risk culture throughout the organization,
  • Monitoring the policies, procedures, regulations and similar documents under its responsibility with respect to necessary updates, and taking action to keep them up-to-date.

Committee History: Established on December 2015.

Meeting Frequency: At least once a week except for the Board Risk Committee weeks.

Number of Meetings (2023): 50 meetings were held.

Number of Meetings (2024): The Committee convenes regularly once a week. The Board may decide not to convene in weeks when the Committee meets. In exceptional circumstances, the Chairman may permit the discussion and decisions of the Committee to take place via email among the members.

Committee Members 

Committee Members

Committee Members' Titles

Committee Members' Roles

Murat Atay

Chief Credit Risk Officer


Uğur Boncuklu

Risk Projects Director


Alper Eker

Retail Risk Director


Özlem Ernart

Head of Risk Management


Berkay Emekli

Risk  Planning, Monitoring and Reporting Director


Beyza Yapıcı

Internal Capital and Op. Risk Department Director


Sıdıka Dizdar

Market & Structural Risk Director


Evrim Gündüz

Credit Risk Mgmt. Advanced Analytics Director


Gülay Başak

Commercial Credit Director


Selim Selimata

Corporate and Specialized Credit Director


Eren Gülpınar

Retail Risk Strategies Director


Şeyda Güroğlu Kan

Wholesale Risk Strategies Director


Osman Dayar

Credit Risk Control Manager


Cemile Özen

Risk Manager


Irmak Yasan

Liquidity Risk Manager


Cihan Akköstepen

Market Risk Manager


Denizcan Koçaslan

Regulatory Risk Measurument & Development Manager


Emrah Güngör

ICAAP & Risk Appetite Manager


Binay Dönmez

Non-financial Risk Manager