Retail Credit Risk Committee

The purpose of the Committee is to propose or determine the Bank’s retail credit risk framework, integrate it into management and monitor its performance.

The Committee's responsibilities are:

• Approving, or proposing for approval, risk strategies and policies in relation to retail credits,
• Monitoring the performance of the retail portfolio; evaluating the efficiency of risk strategies and policies and their effect on profitability and productivity,
• Approving or proposing for approval risk decisions, or requests from/to other units or regulators,
• Monitoring the policies, procedures, regulations and similar documents under its responsibility with respect to necessary updates, and taking action to keep them up-to-date.

Meeting Frequency: At least once a month
Number of Meetings in 2019: 10
 

Committee Members