Pablo Alfonso Pastor Muñoz graduated from Deusto University in B.S. degree in Economics and Business Administration and earned his MBA from Ecole Des Affaires Paris (EAP Madrid). During 1989 – 1991 he served as Investment Analyst at Banesto (Chile and Argentina) and during 1991 - 1998 he worked at Wholesale Risks Unit at Banesto. Between 1998 - 1999 he worked at Credit Risk Unit of Country Risk of BBVA, between 1999 - 2002 he worked at Credit Risk Unit of SMEs of BBVA, during 2002 – 2007 he worked at Credit Risk Unit of Wholesale Banking of BBVA, between 2007 – 2010 he worked at Credit Risk Unit New developments + USA of BBVA, between 2010 – 2012 he worked at Corporate Banking Risk Management of GRM of BBVA, between 2012 - 2015 he served as Chief Risk Officer of BBVA Bancomer. During 2015 – 2017 he worked at GRM Global Business of BBVA in charge of CIB + AM + Insurance and between 2017 – 2019 he served as GRM CIB Head of BBVA. He has been serving as Wholesale Credit Discipline Head - GRM of BBVA S.A. Until March21 when he was appointed as GRM Head for South America and Turkey